:root{--ink:#101827;--ink-2:#1b2940;--ink-3:#344157;--paper:#f9f7f1;--white:#fff;--gold:#f3c54b;--gold-dark:#c99213;--gold-soft:#fff5cf;--line:#dfe3e8;--muted:#667085;--green:#176b52;--green-soft:#e8f5ef;--amber:#8a5a00;--amber-soft:#fff3d7;--blue:#285c8f;--blue-soft:#eaf3fb;--red:#9d3434;--red-soft:#faecec;--shadow:0 24px 70px rgba(16,24,39,.10);--radius:22px;--radius-sm:14px;--max:1180px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"SF Pro Text","Segoe UI",Roboto,Helvetica,Arial,sans-serif;font-size:16px;line-height:1.55;-webkit-font-smoothing:antialiased}a{color:inherit}img{max-width:100%;display:block}button,input,select,textarea{font:inherit}.wrap{width:min(calc(100% - 40px),var(--max));margin:0 auto}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.skip-link{position:fixed;left:12px;top:-80px;z-index:999;background:var(--gold);padding:12px 16px;border-radius:10px;font-weight:800}.skip-link:focus{top:12px}.site-header{position:sticky;top:0;z-index:60;background:rgba(249,247,241,.93);backdrop-filter:blur(14px);border-bottom:1px solid rgba(223,227,232,.8)}.nav-wrap{height:76px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:inline-flex;align-items:center;gap:11px;text-decoration:none;font-weight:850;letter-spacing:-.025em;font-size:1.23rem}.brand img{border-radius:11px}.site-nav{display:flex;align-items:center;gap:24px;font-size:.93rem;font-weight:650}.site-nav a{text-decoration:none;color:var(--ink-3)}.site-nav a:hover,.site-nav a.nav-current{color:var(--ink)}.site-nav .nav-check{background:var(--ink);color:var(--white);padding:11px 16px;border-radius:999px}.site-nav .nav-check:hover{color:var(--white);background:var(--ink-2)}.menu-button{display:none;background:none;border:0;width:44px;height:44px;padding:10px}.menu-button span:not(.sr-only){display:block;height:2px;background:var(--ink);margin:6px 0;border-radius:2px}.hero{padding:82px 0 68px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:52px;align-items:center}.eyebrow,.kicker{display:inline-block;font-size:.78rem;text-transform:uppercase;letter-spacing:.12em;font-weight:850;color:#76520c}.eyebrow{background:var(--gold-soft);border:1px solid #ecd88e;border-radius:999px;padding:7px 11px}.hero h1,.page-hero h1{font-size:clamp(3rem,6.2vw,5.75rem);line-height:.96;letter-spacing:-.062em;margin:19px 0 25px;max-width:900px}.hero h1 span{color:#3d4b60}.lead{font-size:1.21rem;line-height:1.58;color:var(--ink-3);max-width:760px;margin:0 0 28px}.button-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}.button{border:0;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;min-height:49px;padding:12px 20px;text-decoration:none;font-weight:820;cursor:pointer;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}.button:hover{transform:translateY(-1px)}.button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible,button:focus-visible{outline:3px solid #4a78a8;outline-offset:3px}.button-gold{background:var(--gold);color:var(--ink);box-shadow:0 8px 20px rgba(205,157,24,.18)}.button-gold:hover{background:#f7cf63}.button-navy{background:var(--ink);color:#fff}.button-outline{background:#fff;border:1px solid #cbd2da;color:var(--ink)}.button-ghost{background:transparent;border:1px solid #cbd2da;color:var(--ink)}.text-link{font-weight:800;text-decoration-thickness:1px;text-underline-offset:4px}.text-link.light{color:#fff}.micro-trust{display:flex;gap:18px;flex-wrap:wrap;margin-top:23px;font-size:.84rem;color:var(--muted)}.micro-trust span:before{content:"✓";color:var(--green);font-weight:900;margin-right:6px}.hero-panel{background:var(--ink);color:#fff;padding:30px;border-radius:30px;box-shadow:var(--shadow);position:relative;overflow:hidden}.hero-panel:after{content:"";position:absolute;width:240px;height:240px;border:38px solid rgba(243,197,75,.10);border-radius:50%;right:-100px;top:-100px}.status-pill{display:inline-flex;align-items:center;gap:8px;color:#dfe8f3;font-size:.82rem}.status-dot{width:8px;height:8px;border-radius:50%;background:var(--gold);box-shadow:0 0 0 5px rgba(243,197,75,.12)}.hero-panel h2{font-size:2rem;line-height:1.08;letter-spacing:-.035em;max-width:430px;margin:20px 0 30px}.hero-steps{display:grid;gap:0}.hero-steps div{display:grid;grid-template-columns:48px 1fr;gap:12px;padding:17px 0;border-top:1px solid #2d394d}.hero-steps strong{color:var(--gold);font-size:.82rem}.hero-steps span{color:#d7dfeb}.proof-strip{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.proof-grid{display:grid;grid-template-columns:repeat(4,1fr)}.proof-grid>div{padding:22px;border-right:1px solid var(--line)}.proof-grid>div:last-child{border-right:0}.proof-grid strong,.proof-grid span{display:block}.proof-grid strong{font-size:.92rem}.proof-grid span{font-size:.82rem;color:var(--muted);margin-top:4px}.section{padding:82px 0}.section.slim{padding:50px 0}.section.alt{background:#f0f2f3}.section-heading{max-width:790px;margin-bottom:34px}.section h2,.page-hero h2{font-size:clamp(2rem,4.4vw,3.6rem);line-height:1.03;letter-spacing:-.045em;margin:9px 0 15px}.section-heading p,.split p,.prose p,.prose li{color:var(--ink-3)}.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.feature-card,.service-card,.fact-card,.contact-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}.feature-card h3,.service-card h3{margin:10px 0 8px;font-size:1.15rem}.feature-card p,.service-card p{color:var(--ink-3);margin-bottom:0}.feature-number{display:inline-grid;place-items:center;width:34px;height:34px;border-radius:10px;background:var(--gold-soft);font-weight:850;color:#75520b}.dark-section{background:var(--ink);color:#fff}.dark-section p{color:#d5deeb}.kicker-light{color:#f6d978}.split{display:grid;grid-template-columns:1.05fr .95fr;gap:50px;align-items:center}.split.reverse{grid-template-columns:.95fr 1.05fr}.offer-card{background:#fff;color:var(--ink);border-radius:26px;padding:28px;box-shadow:0 18px 48px rgba(0,0,0,.14)}.offer-card.light-offer{border:1px solid var(--line);box-shadow:var(--shadow)}.offer-price{display:flex;align-items:baseline;gap:10px;margin:12px 0}.offer-price span{font-size:2.6rem;line-height:1;font-weight:900;letter-spacing:-.05em}.offer-price small{color:var(--muted)}.tick-list{list-style:none;padding:0;margin:18px 0 0}.tick-list li{margin:8px 0;padding-left:25px;position:relative}.tick-list li:before{content:"✓";position:absolute;left:0;color:var(--gold-dark);font-weight:900}.tick-list.dark li:before{color:var(--green)}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.service-card{position:relative}.service-card.featured{border-color:#d6b54c;box-shadow:0 18px 50px rgba(16,24,39,.08)}.card-label{position:absolute;right:18px;top:18px;background:var(--gold-soft);color:#71500b;border-radius:999px;padding:5px 9px;font-size:.72rem;font-weight:850;text-transform:uppercase;letter-spacing:.08em}.price{font-size:2.1rem;font-weight:900;letter-spacing:-.045em;margin:15px 0 7px}.price small{font-size:.85rem;font-weight:650;color:var(--muted);letter-spacing:0}.trust-section{background:#fff}.trust-list{background:var(--paper);border-radius:26px;padding:8px 24px}.trust-list div{display:grid;grid-template-columns:42px 1fr;align-items:center;border-bottom:1px solid var(--line);padding:13px 0}.trust-list div:last-child{border-bottom:0}.trust-list span{color:var(--gold-dark);font-weight:900;font-size:.8rem}.trust-list p{margin:0;color:var(--ink)}.final-cta{padding-top:45px}.cta-panel{background:var(--ink);color:#fff;border-radius:30px;padding:36px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-panel h2{font-size:2.25rem;margin:5px 0 6px}.cta-panel p{margin:0;color:#ccd6e3}.page-hero{padding:74px 0 56px}.page-hero.compact{padding-bottom:34px}.page-hero.two-col,.page-hero .two-col{display:grid}.two-col{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center}.check-section{padding:25px 0 75px}.check-layout{display:grid;grid-template-columns:280px minmax(0,1fr);gap:26px;align-items:start}.check-sidebar{position:sticky;top:100px}.progress-card,.sidebar-note{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px}.progress-card ol{list-style:none;padding:0;margin:15px 0 0}.progress-card li{display:flex;align-items:center;gap:10px;color:var(--muted);padding:9px 0}.progress-card li span{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;border:1px solid #ccd3db;font-size:.76rem;font-weight:850}.progress-card li.active{color:var(--ink);font-weight:800}.progress-card li.active span,.progress-card li.done span{background:var(--ink);color:#fff;border-color:var(--ink)}.sidebar-note{margin-top:14px;background:var(--ink);color:#fff}.sidebar-note p{color:#cfdae8;margin-bottom:0;font-size:.9rem}.small-cap{font-size:.73rem;text-transform:uppercase;letter-spacing:.1em;font-weight:850;color:var(--muted)}.check-card{background:#fff;border:1px solid var(--line);border-radius:28px;padding:32px;box-shadow:0 16px 48px rgba(16,24,39,.06)}.form-step{display:none}.form-step.active{display:block}.form-step-head>span{font-size:.78rem;color:var(--gold-dark);font-weight:850;text-transform:uppercase;letter-spacing:.08em}.form-step-head h2{font-size:2.05rem;line-height:1.07;letter-spacing:-.035em;margin:6px 0 10px}.form-step-head p{color:var(--ink-3);margin-top:0}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:17px;margin-top:24px}.field.full{grid-column:1/-1}.field label,fieldset legend{font-weight:780;font-size:.9rem;display:block;margin-bottom:7px}.optional{font-weight:550;color:var(--muted);font-size:.8rem}input,select,textarea{width:100%;border:1px solid #c9d1da;background:#fff;color:var(--ink);border-radius:12px;padding:13px 14px;min-height:49px}textarea{min-height:120px;resize:vertical}.field-help{font-size:.78rem;color:var(--muted);margin:6px 0 0}.field-help a{font-weight:700}.money-input{position:relative}.money-input>span{position:absolute;left:14px;top:12px;font-weight:750;color:var(--muted)}.money-input input{padding-left:30px}.choice-field{border:0;padding:0;margin:0}.choice-row{display:flex;gap:10px;flex-wrap:wrap}.choice-row label{margin:0}.choice-row input{position:absolute;opacity:0;pointer-events:none}.choice-row span{display:block;padding:11px 16px;border:1px solid #c9d1da;border-radius:999px;font-weight:700;cursor:pointer}.choice-row input:checked+span{background:var(--ink);color:#fff;border-color:var(--ink)}.choice-row input:focus-visible+span{outline:3px solid #4a78a8;outline-offset:3px}.check-line{display:flex;gap:10px;align-items:flex-start}.check-line input{width:18px;height:18px;min-height:0;margin-top:3px;flex:0 0 auto}.check-line label{font-weight:520;color:var(--ink-3);margin:0}.form-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:26px}.honeypot{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.result-hero{display:flex;justify-content:space-between;gap:24px;background:var(--green-soft);border:1px solid #c9e8da;border-radius:18px;padding:22px;margin:22px 0}.result-hero.review{background:var(--amber-soft);border-color:#efd897}.result-hero.free-route{background:var(--blue-soft);border-color:#c7dcef}.result-hero h3{font-size:1.7rem;letter-spacing:-.03em;margin:8px 0 5px}.result-hero p{margin:0;color:var(--ink-3)}.result-badge{font-size:.75rem;font-weight:850;text-transform:uppercase;letter-spacing:.08em}.confidence{min-width:130px;text-align:right}.confidence small,.confidence strong{display:block}.confidence strong{font-size:1.25rem}.result-facts{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}.result-facts>div{border:1px solid var(--line);border-radius:14px;padding:14px}.result-facts span,.result-facts strong,.result-facts small{display:block}.result-facts span{font-size:.76rem;color:var(--muted)}.result-facts strong{font-size:1.16rem;margin-top:4px}.result-facts small{font-size:.68rem;color:var(--muted);margin-top:3px}.reason-panel,.what-change,.recommendation{margin-top:18px;border-top:1px solid var(--line);padding-top:18px}.reason-panel h3,.what-change h3,.recommendation h3{margin:0 0 8px;font-size:1.05rem}.reason-panel ul{margin:0;padding-left:20px;color:var(--ink-3)}.what-change p,.recommendation p{color:var(--ink-3)}.saved-panel{margin-top:25px;background:var(--green-soft);border:1px solid #cbe7db;border-radius:20px;padding:24px;text-align:center}.saved-panel h2{font-size:1.8rem;margin:9px 0}.success-icon{display:grid;place-items:center;margin:0 auto;width:44px;height:44px;border-radius:50%;background:var(--green);color:#fff;font-weight:900;font-size:1.2rem}.watch-offer{background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;margin-top:20px}.watch-offer h3{font-size:1.45rem;margin:8px 0}.watch-activation{margin-top:28px;border-top:1px solid var(--line);padding-top:28px}.activation-summary{display:grid;grid-template-columns:repeat(4,1fr);gap:10px;margin-top:20px;text-align:left}.activation-summary div{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px}.activation-summary span,.activation-summary strong{display:block}.activation-summary span{font-size:.72rem;color:var(--muted)}.disclosure-panel{display:flex;align-items:center;justify-content:space-between;gap:30px;border:1px solid var(--line);background:#fff;border-radius:18px;padding:24px}.disclosure-panel h2{font-size:1.35rem;margin:0 0 5px}.disclosure-panel p{margin:0;color:var(--ink-3);max-width:800px}.form-panel{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px}.form-panel h2,.form-panel h3{margin-top:0}.form-panel .field{margin-bottom:14px}.form-panel .check-line{margin:17px 0}.notice-panel{margin-top:28px;background:var(--gold-soft);border:1px solid #ead590;border-radius:16px;padding:18px}.notice-panel p{margin:5px 0 0;color:var(--ink-3)}.pricing-table{border:1px solid var(--line);border-radius:22px;overflow:hidden;background:#fff}.price-row{display:grid;grid-template-columns:1fr auto;gap:25px;align-items:center;padding:22px 24px;border-bottom:1px solid var(--line)}.price-row:last-child{border-bottom:0}.price-row h2{font-size:1.12rem;margin:0}.price-row p{margin:4px 0 0;color:var(--ink-3)}.price-row strong{text-align:right;font-size:1.13rem}.quote-card{background:var(--ink);color:#fff;border-radius:24px;padding:30px}.quote-card p{color:#fff;font-size:1.45rem;line-height:1.35;margin:0;font-weight:750}.trust-standard{display:grid;grid-template-columns:1fr 1fr;gap:14px}.trust-standard>div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.trust-standard>div>span{color:var(--gold-dark);font-weight:900}.trust-standard h2{font-size:1.18rem;margin:8px 0}.trust-standard p{margin:0;color:var(--ink-3)}.source-card{border:1px solid #39475d;border-radius:20px;padding:22px}.source-card h3{margin-top:0}.prose{max-width:860px}.prose h2{font-size:1.55rem;margin:34px 0 10px}.prose h3{font-size:1.18rem}.prose a{font-weight:700}.legal-prose h2{margin-top:30px}.data-table{background:#fff;border:1px solid var(--line);border-radius:18px;overflow:hidden}.data-table>div{display:flex;justify-content:space-between;gap:30px;padding:13px 16px;border-bottom:1px solid var(--line)}.data-table>div:last-child{border-bottom:0}.source-list{line-height:1.8}.source-meta{margin-top:28px;border-left:4px solid var(--gold);padding:12px 16px;background:#fff}.fact-card h3{font-size:1.55rem;margin:8px 0}.contact-card h2{font-size:1.65rem}.contact-card hr{border:0;border-top:1px solid var(--line);margin:25px 0}.site-footer{background:#0c1422;color:#fff;padding:52px 0 26px}.footer-grid{display:grid;grid-template-columns:1.25fr repeat(3,.75fr);gap:34px}.brand-light{color:#fff}.footer-brand p{color:#c3cedc}.footer-grid h2{font-size:.83rem;text-transform:uppercase;letter-spacing:.1em;color:#f4d56d;margin:0 0 13px}.footer-grid>div>a:not(.brand){display:block;color:#c5cfdd;text-decoration:none;margin:7px 0;font-size:.9rem}.footer-grid>div>a:hover{text-decoration:underline}.footer-legal{border-top:1px solid #273246;margin-top:38px;padding-top:19px;font-size:.78rem;color:#aeb9c8}.footer-legal p{margin:4px 0}.small{font-size:.82rem}.hidden,[hidden]{display:none!important}

.story-section{background:#fff}.founder-teaser{display:grid;grid-template-columns:1.15fr .85fr;gap:64px;align-items:center}.founder-copy{max-width:760px}.founder-copy h2{max-width:720px}.founder-copy p{color:var(--ink-3)}.founder-visual{max-width:430px;justify-self:end}.founder-visual img,.founder-portrait img{width:100%;aspect-ratio:1;object-fit:cover;border-radius:50%;border:10px solid #fff;box-shadow:var(--shadow)}.founder-caption,.founder-portrait>div{padding:14px 8px 0}.founder-caption strong,.founder-caption span,.founder-portrait strong,.founder-portrait span{display:block}.founder-caption span,.founder-portrait span{color:var(--muted);font-size:.9rem;margin-top:3px}.founder-portrait{max-width:400px;justify-self:end}.story-prose{max-width:900px}.principle-card{background:var(--ink);color:#fff;border-radius:28px;padding:30px}.principle-card blockquote{font-size:clamp(1.6rem,3vw,2.5rem);line-height:1.15;letter-spacing:-.035em;margin:16px 0}.principle-card p{color:#d5deeb}.dark-fact{background:#17243a;border-color:#2b3950;color:#fff}.dark-fact p{color:#d5deeb}.faq-preview{background:#f0f2f3}.faq-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}.faq-grid details,.faq-list details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 20px}.faq-grid summary,.faq-list summary{cursor:pointer;font-weight:800;padding:19px 34px 19px 0;list-style:none;position:relative}.faq-grid summary::-webkit-details-marker,.faq-list summary::-webkit-details-marker{display:none}.faq-grid summary:after,.faq-list summary:after{content:"+";position:absolute;right:0;top:16px;font-size:1.4rem;color:var(--gold-dark)}.faq-grid details[open] summary:after,.faq-list details[open] summary:after{content:"x";font-size:1rem;top:20px}.faq-grid details p,.faq-list details p{color:var(--ink-3);margin:0 0 19px}.faq-more{margin-top:24px}.faq-page{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:28px;align-items:start}.faq-list{display:grid;gap:12px}.faq-aside{position:sticky;top:102px;background:var(--ink);color:#fff;border-radius:24px;padding:26px}.faq-aside h2{font-size:1.8rem}.faq-aside p{color:#d5deeb}.faq-aside .text-link{display:block;margin-top:18px;color:#fff}
@media(max-width:960px){.founder-teaser,.faq-page{grid-template-columns:1fr}.founder-visual,.founder-portrait{justify-self:start;max-width:330px}.faq-aside{position:static}.faq-grid{grid-template-columns:1fr}.site-nav{position:absolute;left:20px;right:20px;top:68px;display:none;background:#fff;border:1px solid var(--line);border-radius:16px;padding:12px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch;gap:0}.site-nav.open{display:flex}.site-nav a{padding:10px 12px}.site-nav .nav-check{text-align:center;margin-top:7px}.menu-button{display:block}.hero-grid,.two-col,.split,.split.reverse,.check-layout{grid-template-columns:1fr}.check-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:12px}.sidebar-note{margin:0}.feature-grid{grid-template-columns:1fr 1fr}.service-grid{grid-template-columns:1fr}.proof-grid{grid-template-columns:1fr 1fr}.proof-grid>div:nth-child(2){border-right:0}.trust-standard{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.result-facts{grid-template-columns:1fr 1fr}.activation-summary{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.founder-visual,.founder-portrait{max-width:280px}.founder-teaser{gap:34px}.wrap{width:min(calc(100% - 24px),var(--max))}.nav-wrap{height:66px}.hero{padding:52px 0 44px}.hero h1,.page-hero h1{font-size:clamp(2.7rem,13vw,4.1rem)}.lead{font-size:1.06rem}.hero-panel{padding:22px}.proof-grid,.feature-grid,.footer-grid,.field-grid,.result-facts,.activation-summary,.check-sidebar{grid-template-columns:1fr}.proof-grid>div{border-right:0;border-bottom:1px solid var(--line)}.proof-grid>div:last-child{border-bottom:0}.section{padding:58px 0}.check-card{padding:20px;border-radius:20px}.form-step-head h2{font-size:1.65rem}.choice-row{display:grid;grid-template-columns:1fr}.choice-row span{text-align:center}.button-row>.button,.form-actions>.button{width:100%}.result-hero{display:block}.confidence{text-align:left;margin-top:16px}.disclosure-panel,.cta-panel{display:block}.disclosure-panel .text-link,.cta-panel .button{margin-top:18px}.price-row{grid-template-columns:1fr}.price-row strong{text-align:left}.footer-grid{gap:22px}.page-hero{padding:48px 0 35px}}
.intro-meta{font-size:.78rem;color:var(--muted);margin-top:10px}.feedback-card{margin-top:18px;background:#fff;border:1px solid var(--line);border-radius:18px;padding:20px;text-align:left}.feedback-card h3{margin:0 0 12px}.compact-choices span{padding:8px 14px}.feedback-comment{margin:16px 0}


/* RatesAngel Production 1.0 visual system */
:root{--ink:#162334;--ink-2:#21364b;--ink-3:#405166;--paper:#fbfaf6;--gold:#f4c34f;--gold-dark:#a87300;--gold-soft:#fff8dc;--blue:#285d7b;--blue-soft:#edf6fa;--green:#15745a;--green-soft:#eaf7f1;--line:#dde3e8;--muted:#68778a;--shadow:0 20px 52px rgba(22,35,52,.08);--max:1160px}
body{background:var(--paper);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,"SF Pro Display","SF Pro Text","Segoe UI",Roboto,Helvetica,Arial,sans-serif}
.site-header{background:rgba(251,250,246,.96);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px)}
.nav-wrap{height:72px}.brand{gap:9px;font-size:1.22rem;letter-spacing:-.035em}.brand img{border-radius:0;width:44px;height:44px}.site-nav .nav-check{background:var(--ink);padding:10px 16px}
.production-hero{padding:56px 0 52px}.production-hero .hero-grid{grid-template-columns:1.02fr .98fr;gap:58px}.production-hero h1{font-size:clamp(3.3rem,6.3vw,5.25rem);line-height:.98;letter-spacing:-.058em;margin:17px 0 4px;max-width:710px;color:var(--ink)}.hero-answer{font-size:clamp(1.65rem,3vw,2.35rem);font-weight:760;letter-spacing:-.035em;color:var(--blue);margin:0 0 22px}.production-hero .lead{font-size:1.16rem;max-width:650px;margin-bottom:18px}.hero-promises{display:grid;gap:5px;margin:0 0 24px}.hero-promises p{margin:0;color:var(--ink-3);font-size:.98rem}.hero-promises strong{color:var(--ink)}.production-hero .eyebrow{background:transparent;border:0;padding:0;color:var(--gold-dark);font-size:.76rem}.production-hero .hero-panel{border-radius:24px;padding:29px;background:#17263a;box-shadow:0 20px 50px rgba(22,35,52,.15)}.production-hero .hero-panel:after{display:none}.production-hero .hero-panel h2{font-size:1.72rem;margin:16px 0 18px}.production-hero .hero-steps div{padding:15px 0}.production-hero .hero-steps span{font-size:.94rem}.production-hero .hero-steps b{color:#fff}.micro-trust{margin-top:18px;gap:14px}.micro-trust span{white-space:nowrap}.eyebrow{background:var(--gold-soft);border-color:#ead99a;color:#76520c}.button-gold{background:var(--gold);box-shadow:none}.button-gold:hover{background:#f7cf69}.section{padding:72px 0}.section h2{font-size:clamp(2rem,4vw,3.25rem)}.feature-card,.service-card,.fact-card,.contact-card,.form-panel,.check-card{box-shadow:none}.feature-card,.service-card{border-color:#e0e4e8}.dark-section{background:#152437}.offer-card{box-shadow:none}.trust-section{background:#fff}.story-section{background:var(--paper)}.founder-visual{max-width:320px}.founder-visual img,.founder-portrait img{border:0;box-shadow:0 16px 42px rgba(22,35,52,.10)}.faq-preview{background:#f2f5f6}.site-footer{background:#111e2d}.page-hero h1{font-size:clamp(2.65rem,5vw,4.5rem);line-height:1.01}.check-section{padding-top:20px}.bill-note{margin-top:15px;background:var(--blue-soft);border:1px solid #cfe1ea;border-radius:14px;padding:14px 16px}.bill-note p{margin:5px 0 0;color:var(--ink-3)}.bill-grid{margin-top:0}.bill-details{background:#fbfcfd;border:1px solid var(--line);border-radius:18px;padding:18px}.result-hero{box-shadow:none}.saved-panel{box-shadow:none}
@media(max-width:960px){.production-hero{padding-top:42px}.production-hero .hero-grid{grid-template-columns:1fr;gap:34px}.production-hero .hero-panel{max-width:760px}.founder-visual{max-width:280px}}
@media(max-width:620px){.wrap{width:min(calc(100% - 32px),var(--max))}.nav-wrap{height:64px}.brand{font-size:1.18rem}.brand img{width:38px;height:38px}.site-nav{left:16px;right:16px;top:62px}.production-hero{padding:32px 0 36px}.production-hero .hero-grid{gap:28px}.production-hero h1{font-size:clamp(2.6rem,12.4vw,3.5rem);line-height:.98;margin:12px 0 5px;letter-spacing:-.055em}.hero-answer{font-size:1.55rem;margin-bottom:16px}.production-hero .lead{font-size:1.03rem;line-height:1.48;margin-bottom:14px}.hero-promises{margin-bottom:19px}.hero-promises p{font-size:.93rem;line-height:1.42}.button{min-height:48px}.production-hero .button-row{display:grid}.production-hero .button-row .button{width:100%}.micro-trust{display:grid;grid-template-columns:1fr 1fr;gap:6px 10px;font-size:.76rem}.production-hero .hero-panel{padding:21px;border-radius:19px}.production-hero .hero-panel h2{font-size:1.45rem}.production-hero .hero-steps div{grid-template-columns:38px 1fr;padding:12px 0}.production-hero .hero-steps span{font-size:.88rem}.proof-grid{grid-template-columns:1fr 1fr}.proof-grid>div{padding:15px}.proof-grid>div:nth-child(2){border-right:0}.proof-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.proof-grid strong{font-size:.84rem}.proof-grid span{font-size:.76rem}.section{padding:52px 0}.section-heading{margin-bottom:24px}.feature-grid{gap:12px}.feature-card,.service-card{padding:19px}.founder-visual{max-width:230px;justify-self:center}.founder-copy{text-align:left}.page-hero{padding:38px 0 28px}.page-hero h1{font-size:clamp(2.35rem,10.8vw,3.25rem)}.check-card{padding:17px}.check-layout{gap:16px}.form-step-head h2{font-size:1.5rem}.field-grid{gap:13px}.bill-details{padding:13px}.bill-grid{grid-template-columns:1fr}.cta-panel{padding:25px}.cta-panel h2{font-size:1.85rem}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}}
@media(max-width:380px){.wrap{width:min(calc(100% - 24px),var(--max))}.production-hero h1{font-size:2.45rem}.micro-trust{grid-template-columns:1fr}.proof-grid{grid-template-columns:1fr}.proof-grid>div{border-right:0;border-bottom:1px solid var(--line)}.footer-grid{grid-template-columns:1fr}}


/* RatesAngel production brand refinement */
.brand{gap:0;font-size:1.34rem;font-weight:800;letter-spacing:-.04em;overflow:visible}
.brand-wordmark{display:inline-flex;align-items:baseline;line-height:1;position:relative;color:inherit}
.brand-rates,.brand-angel{display:inline-block;color:inherit}
.brand-angel{position:relative}
.brand-halo{position:absolute;width:22px;height:7px;border:2px solid var(--gold);border-radius:50%;left:2px;top:-8px;transform:rotate(-8deg);pointer-events:none}
.brand img{display:none!important}
.brand-light .brand-halo{border-color:#f4c34f}

.production-hero{padding:64px 0 58px}
.production-hero .hero-grid{grid-template-columns:1.08fr .92fr;gap:64px;align-items:center}
.production-hero h1{font-size:clamp(3rem,5.2vw,4.65rem);line-height:1.01;letter-spacing:-.052em;margin:16px 0 14px;max-width:760px;font-weight:790}
.production-hero h1 span{display:block;color:var(--blue);font-weight:720}
.hero-answer{font-size:clamp(1.28rem,2vw,1.65rem);font-weight:720;line-height:1.25;letter-spacing:-.025em;color:var(--ink);margin:0 0 16px;max-width:650px}
.production-hero .lead{font-size:1.08rem;line-height:1.58;max-width:670px;margin-bottom:18px}
.hero-promises{gap:7px;margin-bottom:25px}
.hero-promises p{font-size:.96rem;line-height:1.45}
.production-hero .hero-panel{padding:31px;border-radius:22px;background:#17263a}
.production-hero .hero-panel h2{font-size:1.78rem;line-height:1.08;max-width:410px;margin:16px 0 18px}
.production-hero .hero-steps div{padding:14px 0}
.production-hero .hero-steps span{font-size:.93rem;line-height:1.45}
.production-hero .eyebrow{font-size:.75rem;letter-spacing:.11em}

@media(max-width:960px){
  .production-hero{padding-top:46px}
  .production-hero .hero-grid{grid-template-columns:1fr;gap:36px}
  .production-hero h1{max-width:760px}
  .production-hero h1 span{display:inline}
}
@media(max-width:620px){
  .brand{font-size:1.22rem}
  .brand-halo{width:19px;height:6px;top:-7px;border-width:1.8px}
  .production-hero{padding:34px 0 38px}
  .production-hero h1{font-size:clamp(2.45rem,10.8vw,3.2rem);line-height:1.01;letter-spacing:-.047em;margin:12px 0 13px}
  .production-hero h1 span{display:block}
  .hero-answer{font-size:1.22rem;line-height:1.28;margin-bottom:14px}
  .production-hero .lead{font-size:1rem;line-height:1.5;margin-bottom:14px}
  .hero-promises p{font-size:.91rem;line-height:1.4}
  .production-hero .hero-panel{padding:22px}
  .production-hero .hero-panel h2{font-size:1.42rem}
  .production-hero .hero-steps span{font-size:.87rem}
}
@media(max-width:380px){
  .production-hero h1{font-size:2.32rem}
}

/* Accessible visually hidden radio inputs must not cause horizontal overflow. */
.choice-row input[type=radio]{width:1px;height:1px;min-height:0;padding:0;clip-path:inset(50%);overflow:hidden}
.guide-foot{margin-top:25px}
.customer-reference{font-size:.91rem;overflow-wrap:anywhere}
.data-table span{min-width:0}
@media(max-width:620px){.data-table>div{flex-direction:column;gap:4px}.data-table strong{text-align:left}}

/* RatesAngel verifiable-trust feature, for public launch */
.verification-section{background:#eef3f5;border-top:1px solid #dbe5e9;border-bottom:1px solid #dbe5e9;padding:42px 0}
.verification-shell{display:grid;grid-template-columns:1.04fr .96fr;gap:42px;align-items:center}
.verification-intro h2{font-size:clamp(1.75rem,3.2vw,2.65rem);line-height:1.12;letter-spacing:-.035em;margin:8px 0 14px}
.verification-intro p{color:var(--ink-3);line-height:1.6;max-width:680px}
.verification-links{display:flex;flex-wrap:wrap;gap:12px 22px;margin-top:20px}
.verification-links a{color:#134c68;font-weight:750;text-underline-offset:3px;line-height:1.4}
.verification-links a:hover{text-decoration-thickness:2px}
.verification-assurances{background:#fff;border:1px solid #dce5e9;border-radius:20px;padding:25px 28px}
.verification-assurances h3{font-size:1.13rem;margin:0 0 16px;line-height:1.3}
.verification-assurances ul{list-style:none;margin:0;padding:0;display:grid;gap:13px}
.verification-assurances li{position:relative;padding-left:25px;color:var(--ink-3);line-height:1.45;font-size:.93rem}
.verification-assurances li:before{content:"✓";color:#147456;font-weight:850;position:absolute;left:0;top:0}
.verification-assurances strong{color:var(--ink)}
.verification-detail{background:#fff}
.verification-detail-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:start}
.verification-detail p{color:var(--ink-3);line-height:1.65}
.verification-aside{background:#eef4f6;border:1px solid #d8e3e8;border-radius:20px;padding:26px}
.verification-aside h3{margin:0 0 14px}
.verification-aside a{font-weight:750;color:#134c68}
@media(max-width:850px){.verification-shell,.verification-detail-grid{grid-template-columns:1fr;gap:23px}}
@media(max-width:620px){.verification-section{padding:30px 0}.verification-assurances{padding:20px}.verification-intro h2{font-size:1.85rem}.verification-links{gap:13px}.verification-links a{display:block;width:100%}}

/* RatesAngel public launch: refer-a-business and first-party customer choice */
.share-section{padding:26px 0 22px;background:#fff;border-bottom:1px solid var(--line)}
.share-banner{display:grid;grid-template-columns:minmax(0,1fr) auto;align-items:center;gap:32px;background:#f4f6f7;border:1px solid #dce3e9;border-radius:22px;padding:25px 29px}
.share-banner h2{font-size:clamp(1.55rem,2.6vw,2.25rem);line-height:1.1;letter-spacing:-.04em;margin:6px 0 7px}
.share-banner p{color:var(--ink-3);margin:0;max-width:690px}
.share-actions{display:flex;flex-wrap:wrap;align-items:center;justify-content:flex-end;gap:10px;max-width:480px}
.share-status{width:100%;font-size:.81rem;color:var(--green);text-align:right}
.next-step-choices{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:21px 0}
.next-choice{border:1px solid #d7dfe5;background:#f9fbfd;border-radius:17px;padding:19px;min-width:0}
.next-choice.paid-choice{background:#fffaf0;border-color:#ead89c}
.next-choice h3{font-size:1.25rem;line-height:1.2;margin:6px 0 9px}
.next-choice p{font-size:.91rem;color:var(--ink-3);margin:0 0 16px}
.next-choice .button{font-size:.9rem;min-height:45px}
.result-actions-secondary{padding:5px 0 13px}
.result-actions-secondary .field-help{margin-bottom:0}
.share-result{margin:24px 0;padding:20px;border-radius:18px;border:1px solid #d3e1e8;background:#f3f8fa}
.share-result h3{margin:0 0 7px;font-size:1.3rem}.share-result p{font-size:.93rem;color:var(--ink-3);margin:0 0 14px}
.share-result label{font-size:.85rem;font-weight:750;display:block;margin-bottom:5px}
.share-result input{width:100%;border:1px solid #bccad5;border-radius:10px;padding:11px 12px;margin-bottom:12px;color:var(--ink-3);background:white;font-size:.86rem;overflow-wrap:anywhere}
.share-result .button-row{gap:10px}.share-result #referralStatus{margin:9px 0 0}
@media(max-width:760px){.share-banner,.next-step-choices{grid-template-columns:1fr}.share-actions{justify-content:flex-start;max-width:none}.share-status{text-align:left}.share-banner{padding:22px}.share-actions .button{width:100%}}
@media print{.site-header,.site-footer,.check-sidebar,.hero,.page-hero,.form-actions,.result-actions-secondary,.next-step-choices,.share-section,.share-result,.sidebar-note{display:none!important}.check-layout{display:block!important}.check-card{box-shadow:none;border:0;padding:0}.form-step{display:none!important}.form-step[data-step="3"]{display:block!important}.result-hero{break-inside:avoid}body{background:#fff;font-size:11pt}}